The Anatomy of an Archipelago

The Anatomy of an Archipelago

For anyone with an interest in natural history, the group of islands collectively known as the Galapagos Archipelago is one of the most fascinating places on the planet. The region is renowned for its unique wildlife and the vital role it played in naturalist Charles Darwin’s research, from which he developed his revolutionary Theory of Evolution.
While the majority of visitors on guided Galapagos holidays arrive to experience a close encounter with the iconic wildlife, learning a little of the area’s geologic history can enrich the experience even beyond expectation.

 

The Anatomy of an Archipelago

The most common way for an archipelago to form is through constant volcanic activity. (They can also form from continental islands, due to erosion or evaporation of water.) Volcanic archipelagos can form in the ocean and in rivers or lakes as they erupt on beneath the surface of the water. When oceanic, the resulting land masses are known as an “island arc”. In many cases this forms as a result of a “hot spot”, in which parts of the Earth’s crust (tectonic plates) continually shift and create friction.

Where two tectonic plates meet and create a hot spot, magma (red-hot molten rock) can push through the sea floor to create an underwater volcano. As tectonic plates continue to shift over the hot spot, the constant eruptions cause lava to build up and up over millions of years until they emerge from the surface of the ocean to create an island.

In some cases, activity ceases when the tectonic plate eventually moves away from the hot spot. But in others, for example in Hawaii and Japan, the island chains continue to evolve, with many of the volcanoes still active today.

The Geology of Galapagos

The Galapagos Archipelago was formed through the repeated movement of the Nazca tectonic plate over millions of years. As it took place over such a long time period, the eastern islands in the chain are actually millions of years older than some of those in the west. The younger ones, like Isabela and Fernandina, for example, are thought to only be around a few hundred thousand years old, and are still in formation today. Some of the older ones, like San Cristobal and Espanola, may be up to five million years old – still relatively young in the history of the world. With the exception of Isabela (which, as the largest, is made up of six), each island was formed from a single volcano.

Due to their volcanic nature, most of the islands in the chain have a similar conical appearance, but they range from those with very low, gentle slopes to some that soar steeply more than 5,000 feet above sea level. It is this varied of topography that has created the astonishing diversity of habitat that supports the magnificent array of unique wildlife – much of which is endemic.

Discover a Unique Region on Galapagos Holidays

The geology and ecology of this isolated island chain make it one of the most unique places in the world. For those who want to learn more, organised small group Galapagos holidays provide the opportunity to explore this rich, bio-diverse part of the planet in an intimate, educational and truly memorable way.

A Time Line To Create Wealth

A Time Line To Create Wealth

PALOS VERDES, CA- Our investment philosophy is based on an individual’s chronological time line, which consists of three periods: (1) asset accumulation, (2) wealth building, and (3) asset conservation and how they are used to create wealth
The Playing Field is not level

 

The financial journey through life’s time line starts at different levels, depending on whether you were born with a plastic or a silver spoon in your mouth. As you travel through your time line, your in-vestment options change. Knowing where you are and what options are available will help you make the right choices.

A Winning Financial Plan up to Age 35 A Time Line To Create Wealth

The first chronological period of your life—mid-twenties to mid-thirties—should be devoted to accumulating assets and acquiring basic necessities. When you’re just starting out, your assets are usually limited and the major portion of your income goes for the basic needs—food, clothing, and shelter.

This is the time to save, save, save! Amass as many investment dollars as possible. Your approach to investing during this period should be through tax-deferred plans at work or Individual Retirement Accounts (IRAs). Your degree of risk should be moderate. Investments included in this category are high quality corporate bonds, blue chip stocks, and growth-oriented no-load mutual funds.

Every effort should be made to purchase a home now. The advantages, from tax savings and equity buildup, historically outweigh the short-term benefits of lower monthly rent payments.

Be careful when sheltering yourself and your family from liability. Only pay for protection when you’re purchasing life insurance. Purchase whole life insurance if it will yield a higher rate of return than other investments. After reading the chapter on asset protection, you might seriously consider reducing your liability coverage.

Remember, your main financial goal during this time is tax-deferred accumulation of capital. Don’t take risks with your investments. Save as much as you can so that when you enter the next phase of the time line you’ll be ready to move forward. A Time Line To Create Wealth

Investing between the Ages of 35 and 50

After earnings have increased, assets have been accumulated, and necessities are under control, it’s time to move on. Ready or not, you must face the challenges during this aggressive investment period of your life, when you are between your mid-thirties and early fifties.

The Best Financial Plan for You

Your best financial plan is to create the maximum wealth during this aggressive investment period of your life. Build financial security yourself. Don’t rely on others to do it for you. Many people who relied on major banks and insurance companies for financial security ended up short when these institutions failed. The social security system will not do much better.

You should be careful not to over diversify your assets or adopt a “hold-back” attitude. You must concentrate your assets into one or two aggressive investments rather than spreading them out. Diversification often leads to ineffectiveness.

What if you fail during this period? What is your down side? If you consider your ability to bounce back because of your age, the political influence of your generation, taxes, and inflation, the real risk is minimized. Make your aggressive investments now. As you get older, your ability to rebound declines. If you do not try at this stage in your in-vestment time line, you probably will never do it, and more importantly, you will never know whether you could have made it.

Control Risks A Time Line To Create Wealth

Becoming wealthy requires taking “controlled” risks. If anyone tells you that they became wealthy without taking any risks, they inherited wealth or they won the lottery. Years ago, I discovered that real estate was the best investment to control risk and to create wealth. The Real Estate Digest reports that seven out of ten millionaires made their money in real estate, and Forbes Magazine states that there is a three times greater chance of becoming wealthy through real estate than with any other type of investment.

Real estate allows you to control your risk because you can actively participate in the decision-making process. Passive investments such as stocks don’t give you this opportunity. Movements in real estate values are less erratic than in the stock market. Most people don’t understand the economic forces influencing the market. Since real estate is less volatile, it’s easier to control and to understand. Real estate is tangible. You can touch it, you’ve been exposed to it all your life, and you can identify with it. As a result of this familiarity, you are better able to understand it.

Three Ways to Add Personal Wardrobe Space

Three Ways to Add Personal Wardrobe Space

There does not seem to be enough closet space for our homes, and although we can never create unlimited space to store our things, there are still ways to add valuable closet space. With the help of professionals specializing in home improvement in Norcross, you can improve your living standards with smart cabinets.
Add Shelf

Three Ways to Add Personal Wardrobe Space

This is the simplest option, as you may not use all the closet space you can. First, measure the inside of your closet to determine the width. Then measure the height increase that will separate each rack. From there, measure how deep your shelf should be. The deeper the shelf, the more it will hold. However, if the shelves store a lot of clothing or other items, the shelves will need stronger support. With your size, you will be able to buy or make shelves for cabinets. If you are concerned about support, you may need professional help to secure the shelves to the wall.

Expand Wardrobe

Another option is to physically expand the closet space to give more space. It depends on where the cupboard is located. If it is a hall closet, it may be more difficult to expand it without contracting the nearby aisle. Bedroom cabinets, on the other hand, are much easier to develop. The easiest way to do this is to move the wall separating the cabinet from the room inside. Repairing a house like this in Norcross will likely involve dismantling old walls and new installations, and possibly removal. and reinstallation of power cords and switches for new cabinets.

Create a Wardrobe

What if you do not have the space to expand the existing cabinets? How to build a new cabinet from scratch? Check around your house for areas where you can place new cabinets. Your place can be the best choice. Adding cabinets on your bed can also turn your nest into another bedroom. With a closet to put clothes, you can create a living room, making the bedroom for family members. In the process, adding another cabinet can also add value to your home.

It’s annoying to feel packed into your home without a place to put stuff. Investing in new closet space can help ease your frustration and make it easier to get around your house. Contact a professional who handles home improvements in Norcross for approximate and final assistance in your new home business. Three Ways to Add Personal Wardrobe Space

Private Airport Transfer to Negril Jamaica

Private Airport Transfer to Negril Jamaica

Of any choice, you always deserve the best; your travels in Jamaica will avail basically two types of airport /hotel transfers. One option is a shared service and the other is private taxi service. While the choice is always yours; you will more likely than not choose the one that best serves your needs.
Travelling to the resort town of Negril is always a thrilling ride; situated about 50 miles west of Montego Bay or approximately one hour away your stay in Negril promises to be a great experience. Famous for its many small hotels, villas and guest houses, Negril is truly a gem of resort town. Famous for its Seven-Mile Beach that has graced the cover of many travel magazines, Negril has something for everyone. It is also has another famous spot that attracts hundreds, if not thousands of visitors daily; whether they are staying there or just checking out the resort town for the day. No one should visit Negril without a stop at the joint called, Rick’s Café, a place for cliff diving and watching beautiful sunsets.

 

Getting to Negril from the airport in Montego Bay is easy, the road surface is good and the sceneries are breathtaking. However, to compliment all the wonderful things private airport transfer to Negril is certainly the better option. While it could be the more expensive option, it is more than likely turned out to be better than you first thought.

Vacations are special and most times too short , hence, maximizing every last minute of the vacation should be explored and this is where the private option comes in handy. On the other side of the coin, the shared option could cost a little less but may eat into your vacation time. In choosing the shared option there are several factors that can cause a delay and adversely impact the outcome of your vacation. One could that the bus could take a long while to be filled; another is that there will be a series of stops at other resorts to drop off other guests.

Private Airport Taxi to Negril is certainly the way to go. Instead of sitting on a big bus waiting for it to be filled, you could be off on your journey as soon as you exit the airport. In no time you will be settled in at your resort and enjoying visits to the pool of the bar or sitting on the beach sipping on tropical cocktails. Other important features of your service include being transported in a modern vehicle that is fully air-conditioned. For guests travelling with children, most Montego Bay Airport Transfer Service Company do provide complimentary child seat of the young ones safe.

Go private!!! You will be glad you did. Depending on the size group it may not even cost more than the second option. You get to control your pace and stops are accommodated. Another important feature is that using Private Airport Taxi will allow you to experience the thrill of officially starting your vacation in the private vehicle with an amiable driver who will treat you to the richness of all his country has to offer…all along the way it will be Jamaica where there is “NO PROBLEM MON”

Ready for the Road: The World’s Most Epic Motorcycling Routes

Ready for the Road: The World’s Most Epic Motorcycling Routes

Is there anything quite like seeing the world glide by from behind your motorcycle helmet visor? Nothing but you, your buddies and the open road. The unbelievable rush of roaring along Route 66 at a tidy 75 mph beats a lazy beach holiday any day of the week.
For the ultimate rush of a roadtrip with just your bike, backpack and the road, give one of these epic adventure routes a go.

 

Route 66, USA

The mother of all road trips, this 3,939km route starts in Chicago and cuts through the country all the way to LA. Depending on how much time you have and what interests you the most, you could either drive a section of it or go the whole hog (on your hog!) and see the whole thing. It winds through Arizona, New Mexico, Texas, Oklahoma, Kansas and Missouri, and doing the whole shebang would take 3 to 4 weeks according to seasoned bikers who’ve lived the legend.

With our USA travel insurance, you’ll be covered for as much of the journey as you take. Spend some more time getting to know (and win big in!) Vegas, experiencing Death Valley and admiring the Grand Canyon.

The South Island, New Zealand

This stretch of land is just breath-taking. Expect to see awe-inspiring landscapes, forests, fjords, mountains and beaches along the way. The other-worldliness of the backdrop to much of the Lord of the Rings movies will be amazing to drive along to. Other bonuses of this route include the lightness of the traffic, the smooth tarmac road surfaces, and the incredible scenery really must be mentioned again.

Stop and enjoy the Franz Josef Glacier, revisit civilisation in the city of Nelson, relax on the shores of Lake Mapourika and visit the Aspiring National Park. These are just a few attractions on the 2,100km stretch of road.

The Transalpine Route, France, Switzerland, Austria and Italy

If staying closer to home with the added bonus of bringing you bike without a huge amount of effort, this is the route for you. Starting in Grenoble in France and winding 2,400km all the way through the Alps to end in Venice, Italy, you’ve got a couple of options when it comes to traversing the Alps with more easy routes right up to a couple of more challenging ones. Expect spectacular mountain landscapes, steep gradients and a hell of a lot of tunnels, bridges and viaducts. Don’t forget to bring a load of loose change for the tolls, and don’t miss out on the climb to the Stelvio pass!

Ruta 40, Argentina

At 5,301km this is one of the world’s longest roads. It starts in Cabo Virgenes in Santa Cruz and snakes its way up to Quiaca in Jujuy, with gorgeous views the whole way along the route which runs beside the Andes. This route cuts through or drives by a whopping 20 National Parks! With incredible scenery on offer as well as the chance to ride from the South to the North of this huge country, this route is rightly popular.

Whether you opt for New Zealand, the Alps, Argentina or the USA, travel insurance by Let’s Go Insure gives you the cover you need to make the most of your roadtrip without stress.

Drive carefully and to drive safely, keep to the speed limit. Always have the necessary documentation and safety gear at hand.